Powered by Edge Home Finance, LLCExplore bank statement loans, DSCR investment loans, down payment programs and other options based on your goals and qualifications.
Assistance may be available through grants, forgivable second mortgages, deferred or repayable loans, matched savings and other support. Each program has its own eligibility requirements, funding limits and repayment conditions. We’ll review which available options may fit your situation.
Explore down payment programsCertain lenders assess eligible self-employed income using bank statements and their own expense calculations. Business history, deposits, credit, reserves and down payment requirements vary.
Debt service coverage ratio programs evaluate qualifying investment-property cash flow in relation to its debt payments. Lenders define the calculation, documentation, eligible rents and minimum coverage.
Alternative programs may carry higher rates or costs and different reserve, down payment and prepayment terms. Compare your alternatives and review all disclosures.
No. It uses an alternative documentation method, and lenders still evaluate your ability to repay under applicable requirements.
The DSCR options described here are investment-property programs. Tell Sam about the planned use of the property so the right loan type can be considered.
Email or text Sam to schedule a call. Include a convenient time and whether you prefer a phone or video meeting.